Areas of Advice

All of our advisers are fully qualified experts in personal finance and investment, with the necessary experience to ensure the best financial outcome for you.


What do we do for you?

We give you the confidence to achieve future goals through financial advice in a large range of fields. We pride ourselves on the flexibility of our advisers, including afterhours appointments, at home service and great adviser-client relationships.

  • Strategic Financial Planning

    Strategic Financial Planning


    We take a holistic approach to money management - starting with an in-depth discussion of your goals, needs and concerns. We can provide a range of strategies and solutions to work towards your goals which could include:

    • Superannuation planning
    • Pre-retirement planning
    • Retirement planning
    • Wealth creation
    • Investment planning
    • Budgeting/cashflow planning
    • Estate planning
    • Personal insurance planning
    • Centrelink & Government assistance
  • Retirement and Pre-retirement Planning

    Retirement and Pre-retirement Planning


    We take the time to understand what “retirement” means to you – to get clear on your personal retirement income and expenditure needs and goals. We incorporate all your assets (and loans), superannuation and non-superannuation, potential Centrelink benefits and a range of other factors to advise retirement strategies in your best interest.

  • Cash Flow Planning and Coaching

    Cash Flow Planning and Coaching


    We undertake a range of exercises aimed at ascertaining your current (and future) income and expenses to understand your cash flow position and the potential effect of this on your asset and lending position over time. We look at ways to increase income and reduce expenses to ensure you are able to afford the certain cover that may apply to you.

  • Strategic Modelling

    Strategic Modelling


    We can undertake strategic modelling to assist you with ascertaining the potential effect of changes to cash flow, taxation, asset and loan positions over time. A lot of people like to run the numbers and see the big picture; they like to compare the effects of different strategies over time. We can provide strategic modelling services regardless of whether we manage your investments.

  • Personal Insurances

    Personal Insurances


    Superannuation

    Superannuation or ‘super’ for short, is money set aside during your working life to support you in retirement. It’s deposited into a fund, where it’s invested to earn interest and grow over time. At Stuart Broadley and Associates we can help you set up your Superannuation and create a pathway for you to retire with ease and comfort regarding your financial position.

    Life Insurance

    With the right amount of life insurance, you can feel safe knowing that your loved ones will be looked after financially if you were to die or become terminally ill. Dealing with the death of a family member is never easy but with life insurance your beneficiaries can receive a lump sum payment to help them financially during a difficult time.

    Total and Permanent Disablement

    Total and permanent disablement (TPD) cover provides you with a lump sum payment if you become disabled and you are unable to ever work again. Having a financial safety net in the event of disability can help ensure that you and your family are provided for during this period. Our Advisers are always open to providing you with advice during difficult times like these and do their utmost best to lessen your financial worries.

    Trauma

    Trauma cover provides you with a lump sum payment if you're diagnosed with a specified medical condition or serious injury, or undergo a medical procedure outlined in your policy. This can include a heart attack, major organ transplant, cancer or stroke, just to name a few. Here at Browell’s Financial Solutions, we can help you decide if this type of cover is right for you through in-depth conversations and analysis of your needs.

    Income Protection

    Income Protection Insurance (IPI) can help ensure you are able to maintain your current way of life and keep on top of your regular expenses if you are forced to take time off work due to injury or illness. Income protection provides you with a monthly benefit of up to 75% of your regular income during this time. Our Admin and adviser teams work incredibly hard to ensure you will receive the cover you have been promised. Our aim is to help you achieve your goals financially and get your life back on track if you are unable to work.

  • Debt Management

    Debt Management


    We can assist you with undertaking a stocktake of your current debt position (whether its credit cards, personal loans, home mortgages or investment loans) and repayments. We can also refer you to our business partners to manage your finances.

  • Investment Planning

    Investment Planning


    Our investment services are focused on the prudential management of your assets. Firstly, we seek to understand your personal investment philosophy and attitude to risk. We believe in long term investing focused on asset allocation and diversification, as well as professional management of fees and tax. We use internal and external research to substantiate all recommendations. We will never provide advice on get-rich-quick schemes and do not charge a % of funds under management.

  • Estate Planning

    Estate Planning


    We have an in-depth conversation about your personal and financial situation and your estate planning goals and desires. We can assist you with identifying which legal instruments and structures can assist you with passing your assets on as desired. We often work in conjunction with specialists including tax accountants and legal specialists.

  • Aged Care Advice

    Aged Care Advice


    It is never easy to place a family member into aged care, and it is not easy to understand how the age care system works, that’s why we are here to help. Moving into aged care presents several difficult decisions, we work to structure finances so that aged care is affordable now and sustainable into the future; giving you peace of mind with professional support each step of the way.

  • Centrelink & Government Assitance

    Centrelink & Government Assitance


    We can assist you with calculating and applying for Centrelink benefits including the Age Pension, New Start and the Commonwealth Seniors Health Card. This is often useful when you first retire. For clients who sign up to an ongoing service agreement we can assist with the ongoing Centrelink reporting obligations.

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